Cover Details

As each hotel is different, and each hotel has different insurance needs. Rather than provide an off the shelf product, we tailor insurance packages so that they meet the individual needs of each of our clients.

Overview

The range of cover is very comprehensive. From buildings & contents cover, to theft, loss, damage, liability cover and so much more. For the full details regarding the full extent of cover provided by this scheme, please use the links on the right to find out more.

Material Damage Insurance

An article explaining the cover provided by a Material Damage policy. Click on the link on the right of this page to read the article.

Theft Insurance

Theft Insurance is often misunderstood. This article explains how a theft policy works so you don't have to learn the lesson the hard way - when you need to make a claim. Click on the link on the right of this page to read the article.

Business Interruption Insurance

Business Interruption insurance is often overlooked, but as this article shows it is a vital cover for every business. Click on the link on the right of this page to read the article.

Loss Of Licence

Many hotels have bars and restaurants that would not be viable without a licence to serve alcohol. If the licence to serve alcohol was revoked or non-renewed it could be catastrophic to the business. To find out more click on the link on the right of this page.

Money

Although most hotel rooms are paid for by credit cards these days, many hotels still have large amounts of cash on their premises, especially if they have a bar or restaurant, and even more so if the bar or restaurant is open to non-residents. To find out more click on the link on the right of this page.

Employer's Liability Insurance

The "duty of care" applies to all aspects of life. We must ensure that others do not suffer because of a lack of care on our part.
If, as a result of our lack of care an employee is injured, they can sue us for damages. Click the appropriate link on the right of this page to read more.

Public/Products Liability

Public/Products Liability insurance also covers legal defence costs. The increasing numbers of "no win no fee solicitors" advertising means that there is an increasing number of claims being made. More detail is available by clicking the link on the right of this page.